1. Acceptance of Terms
By accessing or using finance-tips.ai (“the Site”), you agree to comply with and be bound by these Terms of Use (“Terms”). If you do not agree with these Terms, you must not use the Site.
2. Use of the Site
- You must be at least 18 years of age to use this Site. By using the Site, you represent and warrant that you are at least 18 years old.
- You agree to use the Site for lawful purposes only and in a manner consistent with all applicable laws and regulations.
3. Intellectual Property
- All content on finance-tips.ai, including text, graphics, logos, images, and software, is the property of finance-tips.ai or its content suppliers and is protected by intellectual property laws.
- You may not reproduce, distribute, modify, create derivative works of, publicly display, or commercially exploit any of the content on the Site without our prior written consent.
4. User Content
- If you post or submit any content to the Site (e.g., comments, suggestions), you grant finance-tips.ai a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, and create derivative works from such content.
- You are solely responsible for any content you post or submit to the Site, and you represent and warrant that you have the necessary rights to grant this license to finance-tips.ai.
5. Disclaimer of Warranties
- The content on finance-tips.ai is provided for informational and educational purposes only. It does not constitute financial, legal, or professional advice.
- The Site and its content are provided “as is” and “as available” without any warranties of any kind, either express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
- finance-tips.ai does not guarantee the accuracy, completeness, or reliability of the content on the Site.
6. Limitation of Liability
- In no event shall finance-tips.ai, its affiliates, or their respective officers, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site, even if advised of the possibility of such damages.
- Your sole remedy for dissatisfaction with the Site is to discontinue using it.
7. Indemnification
You agree to indemnify, defend, and hold harmless finance-tips.ai, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or related to your use of the Site or violation of these Terms.
8. Third-Party Links
- The Site may contain links to third-party websites. These links are provided for your convenience only. finance-tips.ai has no control over the content or practices of these third-party sites and assumes no responsibility for them.
- Your use of third-party websites is at your own risk and subject to the terms and conditions of those sites.
9. Termination
- finance-tips.ai reserves the right to terminate or suspend your access to the Site, without notice, for conduct that we believe violates these Terms or is harmful to other users of the Site, us, or third parties, or for any other reason in our sole discretion.
10. Changes to Terms
- We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on the Site. Your continued use of the Site after the changes are posted constitutes your acceptance of the revised Terms.
11. Governing Law
These Terms are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. You agree to submit to the personal and exclusive jurisdiction of the state and federal courts located within California.
12. Severability
If any provision of these Terms is found to be unlawful, void, or unenforceable, the remaining provisions will continue in full force and effect.
13. Contact Information
If you have any questions or concerns about these Terms, please contact us at: support@finance-tips.ai